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What Is the Penalty for Not Having Health Insurance? It Depends!
If you live in one of the following jurisdictions, you may face a financial penalty on your state tax return for not having "minimum essential coverage" in 2026:
Skipping health insurance involves a trade-off between monthly savings and significant financial and medical risks. While there is no longer a federal tax penalty in the U.S. for being uninsured, several states still impose their own mandates and fines. 1. State-Level Tax Penalties