: You must first deposit funds into your Xapo Bank USD account via bank transfer (FedWire, FedACH, or SEPA).
: To buy BTC, you use the "Exchange" or "Swap" feature to convert USD into Bitcoin. xapo buy bitcoin
: Full access to Bitcoin features requires an annual membership fee of $1,000 , typically deducted once your account balance reaches this threshold. : You must first deposit funds into your