Both have achieved sustained profitability by moving into SME banking and lending. Starling’s focus on its "Banking-as-a-Service" infrastructure is now a key growth engine.
Neobanks failing in 2026 typically share one trait: they failed to find a "path to profit" beyond free accounts. Which neobanks will rise or fall?
Leading the US market with 22 million users , Chime is focusing on mass-market adoption and fee-free services like "SpotMe" overdraft protection. The Falling: Niche Fatigue and Unit Economics Both have achieved sustained profitability by moving into