: A peer-to-peer marketplace that acts as an escrow between buyers and sellers.

: Dynamic; sellers often charge a premium of 2% to 10% for the risk of card reversals.

: Most regulated platforms like Coinbase or Kraken require a government ID and selfie even for prepaid card buys. P2P platforms like LocalCoinSwap may offer limited unverified trading.

: High security (95% cold storage) and transparent 1% spread on simple buys. Cons : Not available in all U.S. states (e.g., NY, TX).