Process Of Buying A New Car In Kenya May 2026

You must have at least Third-Party insurance to drive on Kenyan roads, though Comprehensive insurance is recommended for new or high-value vehicles. Ensure the financier is noted on the policy if you are buying on credit. 4. Payment and Sale Agreement

Buying a car in Kenya is an exciting milestone, but navigating the legal and logistical landscape can be tricky. Whether you are eyeing a brand-new showroom model or a locally used gem, the process involves specific steps to ensure your investment is protected.

Most buyers use bank transfers or hire purchase agreements. For hire purchase, expect to pay a deposit of 50% to 60% , with the balance cleared over 12 to 18 months. 5. Ownership Transfer via NTSA TIMS process of buying a new car in kenya

If you are financing the car through a bank or hire purchase, a formal valuation is required to determine its current market value.

The receives a notification to accept the transfer and pays the required fee. You must have at least Third-Party insurance to

Never buy a car blindly. If you are purchasing from a dealer or a private seller, hire a professional mechanic or a reliable broker to inspect the vehicle’s condition, mileage, and grading.

Before hitting the showrooms, determine how much you are willing to spend. Remember to account for "hidden" costs like insurance, logbook transfer fees, and initial maintenance. Popular entry-level models like the , Suzuki Alto , or Nissan Note are highly recommended for first-time buyers due to their low maintenance costs. 2. Inspection and Verification Payment and Sale Agreement Buying a car in

Once satisfied, draft a sale agreement. This document should be signed by both parties and witnessed by a third party.