: Short-term financing (6 months to 3 years) used to secure a property quickly while waiting for permanent financing.

: Typically offer lower interest rates but have stricter requirements, such as a 20–30% down payment.

: Best for long-term fixed assets. They offer up to 90% financing with below-market interest rates for owner-occupied properties.

: A versatile option for small businesses to finance real estate, equipment, or working capital up to $5 million.

Lenders focus on the property’s ability to generate income and your business's financial health.