Is Best Buy Credit Card Hard To Get May 2026

Citibank, the issuer for Best Buy cards, generally looks for the following criteria: : 700+ for the Best Buy Visa Platinum (no annual fee). 640+ for the Best Buy Store Card (usable only at Best Buy). 640+ for the Best Buy Visa Gold (may include a $59 annual fee).

The difficulty of getting a Best Buy credit card depends on which of the three versions you are after. While the top-tier Visa cards require , the store-only card is accessible to those with fair credit (640+) . Typical Approval Requirements is best buy credit card hard to get

: A steady income and a low debt-to-income ratio. Citibank, the issuer for Best Buy cards, generally