This report provides a structured approach to a home-buying spreadsheet designed to track finances, analyze properties, and manage the closing process based on best practices. Core Spreadsheet Structure

Estimated Property Taxes, Insurance, HOA Fees, Utility Estimates.

An amortization table to test different rates, down payments, and loan terms (15 vs 30 years).

A checklist for pre-paids, lawyer fees, inspections, and moving costs. 1. Property Comparison Tab (The "House Hunt")

A tracker for properties, listing price, taxes, HOA fees, and inspection findings.

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