Getting your credit score involves accessing a numerical rating of your creditworthiness, which lenders use to determine your likelihood of repaying debt.
: The official site for requesting your free credit report from the three major bureaus (Equifax, Experian, and TransUnion) every 12 months. getting-your-credit-score
: For major purchases like a mortgage, you can purchase your official FICO score directly from myFICO.com to see exactly what creditors will view. Factors That Influence Your Score Getting your credit score involves accessing a numerical
: Also known as credit utilization; lenders prefer you use less than 30% of your total available credit. getting-your-credit-score
: Websites such as Credit Karma , Credit Sesame , or Experian offer educational scores and ongoing tracking.