While there are many websites with similar names, is the only official website authorized by federal law to provide free credit reports. Other sites like FreeCreditReport.com (owned by Experian) are legitimate businesses but are often criticized for misleading marketing and hidden subscription fees. Official vs. Commercial Sites Annual Credit Report.com - Home Page

Getmyfreecreditreport May 2026

While there are many websites with similar names, is the only official website authorized by federal law to provide free credit reports. Other sites like FreeCreditReport.com (owned by Experian) are legitimate businesses but are often criticized for misleading marketing and hidden subscription fees. Official vs. Commercial Sites Annual Credit Report.com - Home Page