Dc Home Buying Programs -

D.C. incentivizes its government employees to live within the District through targeted perks.

: Minimum credit score of 630 and completion of a HUD-approved homebuyer education course. The Flexible Alternative: DC Open Doors dc home buying programs

: Payments are deferred for five years, followed by a 40-year principal-only repayment period. The Flexible Alternative: DC Open Doors : Payments

: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan. For those who exceed HPAP income limits or

For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) .

: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME

: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers .