Creditscoreinformation

Learn about your credit report and how to get a copy | USAGov

The FICO model calculates your score based on five key components: : Records of on-time or missed payments. 30% Amounts Owed : Total debt and credit utilization ratios. creditscoreinformation

Credit Score Overview A credit score is a typically ranging from 300 to 850 that summarizes your creditworthiness. Higher scores indicate to lenders that you are a lower-risk borrower. Common Credit Scoring Models Learn about your credit report and how to

: Variety of account types (e.g., credit cards, mortgages). 10% New Credit : Recent inquiries and newly opened accounts. How to Access Your Information creditscoreinformation

Most lenders use one of two primary scoring systems to evaluate your financial health: : The industry standard since 1989.