: Many major insurers, such as UnitedHealthcare , Cigna , and Anthem Blue Cross, offer child-only policies directly to consumers.

: You can buy a child-only plan through the federal Health Insurance Marketplace or state exchanges. These plans are guaranteed issue , meaning your child cannot be denied due to pre-existing conditions, and they cover "essential health benefits" like immunizations and pediatric dental and vision.

You have several paths to finding coverage for a child, ranging from government-sponsored programs to private market plans.

: These are temporary, often more affordable options for bridging gaps in coverage. However, they often do not cover pre-existing conditions or essential benefits like regular check-ups. Key Enrollment Windows Timing is critical when buying a plan for just your child. Understanding Children's Health Insurance Plans