Can I Buy Short Term Disability Insurance On My Own [ 2025 ]

Offers individual plans that can help supplement up to 70% of your income.

Ranked as top picks for individual coverage by reviewers from Investopedia . can i buy short term disability insurance on my own

Yes, you can buy short-term disability insurance on your own , though it is less common than getting it through an employer. Individual policies are available directly from insurance companies or through independent agents. Offers individual plans that can help supplement up

Provides policies with one- and three-year benefit periods. Mutual of Omaha

A digital-focused option popular for self-employed individuals with quick online quotes.

Companies like Prudential, Mutual of Omaha, and MetLife also offer high-rated individual disability products. Estimated Costs

While some major insurers like Guardian Life only offer short-term disability through employers, several others provide individual options: