: Collect at least two years of ITIN tax returns, recent pay stubs, and bank statements.
: Check if the loan has a fixed rate or an Adjustable-Rate Mortgage (ARM), as this will impact your long-term monthly payments. can i buy a house with my itin number
: If you don't have one, you can apply through the IRS ITIN page . : Collect at least two years of ITIN
: Look for lenders like United Mortgage or local credit unions that explicitly advertise ITIN loan products. recent pay stubs
: Expect to put down a larger deposit than a standard FHA loan. Most ITIN loans require a down payment of 15% to 20% , though some programs may vary.