Buying Your First Home 101 -

Buying Your First Home 101 -

💵 Phase 1: Financial Prep

Save 3 to 6 months of expenses for surprise repairs. 🏦 Phase 2: Mortgage & Team How to Buy a House: A Step-by-Step Guide - Investopedia

Down payments range from 3% to 20% of the home price.

Keep total monthly housing costs below 30% to 40% of your gross income.

A higher score earns you much lower interest rates. You can grab free reports from AnnualCreditReport.com .

Expect to pay 2% to 5% of the loan amount in processing fees.

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