Look up top safety picks from the NHTSA or IIHS .
Avoid relying solely on dealer financing. Getting pre-approved for a loan from your bank or local credit union gives you a benchmark rate to compare against the dealer's offer, often saving you money. 4. Test Drive Like You Mean It A quick trip around the block isn’t enough.
If the deal doesn't match your research or feels wrong, leave. buying a new car
Use resources like Kelly Blue Book and Edmunds to find the invoice price (what the dealer paid) versus the Manufacturer’s Suggested Retail Price (MSRP). 2. Budget Beyond the Monthly Payment
Remember to account for sales tax, registration fees, title fees, and higher insurance premiums for new vehicles. 3. Get Pre-Approved Financing Look up top safety picks from the NHTSA or IIHS
Before signing the final paperwork, perform a final inspection. Check for scratches or dents that may have occurred during transportation. 8. Finalize the Contract
If you have car seats, bring them. Check if strollers fit in the trunk. Use resources like Kelly Blue Book and Edmunds
Negotiate based on the total purchase price, not the monthly payment. Dealers may extend the loan term to lower the monthly payment, which costs you more in interest over time.