Buying A House From Owner Checklist May 2026

Before contacting owners, ensure your financial "house" is in order so you can act quickly when you find a property.

Finding FSBO homes requires more effort than looking on the MLS. buying a house from owner checklist

: In addition to a down payment (3%–20%), save for closing costs (2%–5%), which may not be subsidized by the seller in an FSBO deal. Before contacting owners, ensure your financial "house" is

: A pre-approval letter from a lender like Rocket Mortgage or Better Mortgage proves to a private seller that you are a serious, qualified buyer. Before contacting owners