: While usually processed as a purchase, some issuers may code "cash equivalent" transactions as a cash advance .
This triggers immediate interest charges (no grace period) and a cash advance fee (often 5% or $10 minimum). buy visa gift card with amex
: Regularly buying large denominations of Visa gift cards is considered "manufactured spending." This behavior can lead to an account review or permanent blacklisting by Amex. : While usually processed as a purchase, some
Can You Buy Gift Cards With a Credit Card? - American Express Can You Buy Gift Cards With a Credit Card
: Visa gift cards typically carry an activation or purchase fee ranging from $2.95 to $6.95 per card. Financial Risks and Terms
: Most supermarkets, drugstores, and big-box retailers (like Walmart and CVS ) allow you to buy network gift cards (Visa/Mastercard) with a credit card.
: Amex is notoriously strict about excluding gift cards from counting toward Sign-Up Bonus (SUB) requirements.