Buying medical insurance involves choosing between government-run marketplaces or private insurers, often depending on whether you have access to an employer-sponsored plan. Where to Buy Medical Insurance
Health Care Coverage Options for College Students | HealthCare.gov buy medical insurance
: This is the standard annual window, typically starting in the fall, to sign up for or change plans. These "off-exchange" plans are ideal if you do
: You can buy directly from companies like Blue Cross Blue Shield , Anthem , Cigna , or Aetna . These "off-exchange" plans are ideal if you do not qualify for financial aid and want a wider range of provider networks. having a baby
: If you experience a "qualifying life event"—such as getting married, having a baby, losing existing coverage, or moving—you generally have 60 days to enroll in a new plan. Choosing a Plan Type
Most plans fall into these categories, which determine how you receive care and what you pay: