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While most hard money lenders want 20–30% down, you can achieve "zero down" by:
Minimum Down Payment for Home Loan in India - PNB Housing Finance buy foreclosures with no money down
You don't need to apply for a new loan or provide a down payment to a bank; you simply start making the monthly payments. 2. Seller Financing (Owner Will Carry) While most hard money lenders want 20–30% down,
Hard money lenders focus on the rather than your credit score. Finding a great deal and selling the contract
Finding a great deal and selling the contract to another investor for a fee.
In the US, veterans can buy homes—including foreclosures—with 0% down through the Department of Veterans Affairs .
While not strictly "no money down," this scheme provides significant interest subsidies (up to ₹2.67 lakh) that can drastically reduce the upfront capital needed for eligible first-time buyers.