: The most cost-effective way to get large amounts of points is by applying for a new card. For example, the Amex Platinum often offers bonuses of 100,000+ points after meeting spend requirements.
If your balance is insufficient, Amex will offer a "Point Top Up" to cover the difference.
Buying American Express (Amex) Membership Rewards (MR) points directly is generally restricted to "topping up" an account for a specific redemption. American Express does not allow you to buy large quantities of points just to let them sit in your account. Direct Point Purchases (Top-Ups) buy amex points
: $2.50 to $3.00 per 100 points (plus any applicable taxes). Minimum Purchase : 1,000 points.
Because direct purchases are expensive (3 cents per point), many users prefer indirect methods to acquire them more cheaply: : The most cost-effective way to get large
: Points must be purchased in 100-point increments.
: Some users "buy" points by paying large bills, like taxes or rent, through services like Chexy or Rakuten . While you may pay a processing fee (typically 1.5% to 3%), the cost per point is often significantly lower than buying them directly from Amex. Minimum Purchase : 1,000 points
: Using the Amex Offers or portals like Rakuten allows you to earn bonus points on everyday purchases, essentially "buying" extra points for the price of your standard shopping.