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What To Do if a Debt Collector Sues You - FTC Consumer Advice

: If you are unsure how to fill out the forms, contact a NYC Financial Justice Hotline or a local Civil Court Help Center for guidance. 2. Formally Request Debt Validation best buy debt collector

If you have been served with a lawsuit, you must file a formal with the court by the deadline listed on the papers (often 20–30 days). What To Do if a Debt Collector Sues

: Failing to respond allows the collector to win automatically, which can lead to wage garnishment (often up to 25% of take-home pay) or bank account levies. best buy debt collector