In "hot" coastal cities like San Francisco, NYC, or Boston , the starting price for a three-bedroom house often jumps to $800,000 or more , frequently crossing the $1 million mark.

: Mortgage payments are only part of the story. Property taxes, insurance, and utilities can add $1,400 to $3,750 to your monthly expenses depending on the location. The Cost To Own a 3-Bedroom Home in Every State

In many interior and Southern markets, such as Atlanta, GA , three-bedroom homes typically list between $250,000 and $500,000 .