Many people overlook government-backed programs designed specifically to make buying easier.
: Before buying, prioritize your needs—such as school quality or commute time—and talk to locals to find hidden gems where property values are still reasonable. THRHA regional housing survey report 2024 EH
: This allows you to buy a share of a property (usually between 25% and 75%) and pay rent on the remaining portion, which significantly lowers the initial deposit required.
: In some regions, eligible first-time buyers can purchase new-build homes at a discount of at least 30% compared to market value.