An is a life insurance policy feature that lets you receive a portion of your death benefit while you are still alive. Often called a living benefit rider , it is designed to ease financial strain during serious health crises. 🩺 Eligibility Criteria
: Permanent confinement to a long-term care facility. 4 things to know about accelerated death benefit options
: Major health events like a heart attack, stroke, or organ failure .
: Inability to perform at least two Activities of Daily Living (ADLs) , such as bathing or dressing.